loan account - ορισμός. Τι είναι το loan account
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Τι (ποιος) είναι loan account - ορισμός

TRANSFER OF MONEY THAT MUST BE REPAID
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lending         
see lend
loan         
v. a.
Lend.
Loaned         
·Impf & ·p.p. of Loan.

Βικιπαίδεια

Loan

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations, etc. The recipient (i.e., the borrower) incurs a debt and is usually liable to pay interest on that debt until it is repaid, as well as to repay the principal amount borrowed.

The document evidencing the debt (e.g., a promissory note) will normally specify, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and the date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower.

The interest provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice, any material object might be lent.

Acting as a provider of loans is one of the main activities of financial institutions such as banks and credit card companies. For other institutions, issuing of debt contracts such as bonds is a typical source of funding.

Παραδείγματα από το σώμα κειμένου για loan account
1. Money deposited in the bank in a Makam short–term loan account or other shekel instrument will not earn more than 3%–4% per year, which is a negative yield in real terms, after an adjustment for the increase in the CPI. 5.