Examples of use of CIES
1. Linking the sharp rise in personal insolvenured borrowing, the report said÷ "Domestically, the vulnerabilities are most evident in unsecured lending cies with the growth in unsecto UK households, which accounts for the largest contribution to UK banks‘ write–off of bad debts in recent years." The rise in household borrowing, mostly driven by the house price boom, has pushed household debt as a proportion of income to a record 150 per cent, up from '0 per cent in 1''8 and above the 100 per cent at the peak of the last housing boom in the late 1'80s.