The term "withdrawal rate" refers to the rate at which funds can be drawn from an account or investment. It often pertains to retirement accounts, investment portfolios, or savings in general, where a specific percentage or amount is designated for withdrawal over a set period. This term is commonly used in financial contexts, especially in discussions about retirement planning or investment strategies.
The frequency of usage for "withdrawal rate" is moderate, predominantly in written contexts such as financial reports, articles, and academic literature. It is less common in informal spoken conversations.
The financial advisor recommended a withdrawal rate of 4% to ensure the funds last throughout retirement.
El asesor financiero recomendó una tasa de retiro del 4% para asegurar que los fondos duren durante toda la jubilación.
If the withdrawal rate exceeds the investment growth rate, there is a risk of depleting the savings prematurely.
Si la tasa de retiro excede la tasa de crecimiento de la inversión, existe el riesgo de agotar los ahorros prematuramente.
Many experts advocate for a conservative withdrawal rate to mitigate the risks associated with market volatility.
Muchos expertos abogan por una tasa de retiro conservadora para mitigar los riesgos asociados con la volatilidad del mercado.
While "withdrawal rate" is specifically a financial term and doesn't have a broad array of idiomatic expressions, it might come up in certain contexts related to financial discussions or idioms. Here are some examples where "withdrawal" has a related context in idiomatic expressions:
Make a withdrawal: The investor had to make a withdrawal to cover unexpected medical expenses.
El inversor tuvo que hacer un retiro para cubrir gastos médicos inesperados.
Withdrawal symptoms: After reducing his investment in risky stocks, he experienced withdrawal symptoms due to missing the potential volatility gains.
Después de reducir su inversión en acciones arriesgadas, experimentó síntomas de abstinencia por perder las posibles ganancias de volatilidad.
Withdrawal from consideration: The company announced its withdrawal from consideration for the merger due to unfavorable terms.
La empresa anunció su retirada de consideración para la fusión debido a condiciones desfavorables.
The word "withdrawal" is derived from the Middle English "withdrawe," which combines the prefix "with-" meaning "against" and "draw," which can be traced back to Old English "dragan," meaning "to pull" or "to draw." The word "rate," from Latin "ratem," refers to a fixed quantity or proportion.