Usura is a noun in Spanish.
/uˈsuɾa/
Usura refers to the practice of lending money at excessively high-interest rates, which is often considered exploitative and unethical. It is primarily used in legal and economic contexts, particularly in discussions about lending practices, debt, and financial regulations.
The frequency of use is moderate and is seen more in written contexts such as legal documents, articles, and discussions related to economics and morality than in casual conversation.
Usury is illegal in many jurisdictions.
Los prestamistas a menudo son acusados de usura cuando cobran tasas de interés extremadamente altas.
Lenders are often accused of usury when they charge extremely high-interest rates.
La usura afecta desproporcionadamente a las comunidades más vulnerables.
The term usura is often used in legal debates and discussions regarding morality in finance and economics. It does not have a broad range of idiomatic expressions but can be important in discussions about ethical lending practices.
Usury not only harms borrowers but also undermines trust in the financial system.
Muchos gobiernos están trabajando en leyes para combatir la usura en el crédito informal.
Many governments are working on laws to combat usury in informal lending.
La usura es una carga que muchos llevan sin darse cuenta de sus implicaciones.
The word usura comes from the Latin usura, which means "interest" or "usury." The Latin term has connections to the verb uti, meaning "to use," indicating the use of money for gain, particularly in a manner that is exploitative.
Synonyms: - Interés usurario (excessive interest) - Exacción (exaction)
Antonyms: - Interés justo (fair interest) - Préstamo sin interés (interest-free loan)
In summary, usura is a term of significant importance in economic and legal discussions surrounding lending practices.