Traducción y análisis de palabras por inteligencia artificial ChatGPT
En esta página puede obtener un análisis detallado de una palabra o frase, producido utilizando la mejor tecnología de inteligencia artificial hasta la fecha:
- cómo se usa la palabra
- frecuencia de uso
- se utiliza con más frecuencia en el habla oral o escrita
- opciones de traducción
- ejemplos de uso (varias frases con traducción)
- etimología
sum-of-the-years'-digits method - traducción al Inglés
общая лексика
SOYD метод "сумма чисел" (амортизации)
метод "сумма лет" (амортизации)
"кумулятивный метод" (амортизации)
метод суммы годовых цифр
метод суммы чисел [лет] (метод ускоренной амортизации, при котором норма амортизации подсчитывается путем деления числа периодов, оставшихся до истечения срока службы основного капитала, на сумму периодов службы этого капитала)
сокращение
SYD
синоним
Смотрите также
сокращение
sum-of-the-years'-digits method
Definición
Wikipedia
Also known as the "Sum of the Digits" method, the Rule of 78s is a term used in lending that refers to a method of yearly interest calculation. The name comes from the total number of months' interest that is being calculated in a year (the first month is 1 month's interest, whereas the second month contains 2 months' interest, etc.). This is an accurate interest model only based on the assumption that the borrower pays only the amount due each month. The outcome is that more of the interest is apportioned to the first part or early repayments than the later repayments. As such, the borrower pays a larger part of the total interest earlier in the term.
If the borrower pays off the loan early, this method maximizes the interest paid by applying funds to the interest before principal. The Rule of 78 is designed so that borrowers pay the same interest charges over the life of a loan as they would with a loan that uses the simple interest method. But because of some mathematical quirks, you end up paying a greater share of the interest upfront. That means if you pay off the loan early, you’ll end up paying more overall for a Rule of 78s loan compared with a simple-interest loan.
