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electronic funds transfer - перевод на русский
![In 1996, Dutchman [[Edgar Davids]] was the first high-profile player to move on a free transfer via the [[Bosman ruling]].](https://commons.wikimedia.org/wiki/Special:FilePath/Edgar Davids.jpg?width=200 "In 1996, Dutchman [[Edgar Davids]] was the first high-profile player to move on a free transfer via the [[Bosman ruling]].")
![[[John Hartson]] failed medical tests which led to the shelving of three potential transfers in 2000.](https://commons.wikimedia.org/wiki/Special:FilePath/Hartson, John.jpg?width=200 "[[John Hartson]] failed medical tests which led to the shelving of three potential transfers in 2000.")
![Bayern Munich]] from [[RB Leipzig]] for a world record-breaking fee of €25 Million in 2021.](https://commons.wikimedia.org/wiki/Special:FilePath/Julian Nagelsmann 2020.jpg?width=200 "Bayern Munich]] from [[RB Leipzig]] for a world record-breaking fee of €25 Million in 2021.")
![[[Neymar]] (right) and [[Kylian Mbappé]] (left) are the two most expensive association football transfers.](https://commons.wikimedia.org/wiki/Special:FilePath/Mbappe Messi Neymar.jpg?width=200 "[[Neymar]] (right) and [[Kylian Mbappé]] (left) are the two most expensive association football transfers.")
![Barcelona]] in 2013 became the subject of investigation.](https://commons.wikimedia.org/wiki/Special:FilePath/Neymar Barcelona presentation 1.jpg?width=200 "Barcelona]] in 2013 became the subject of investigation.")
![[[Zinedine Zidane]] was the most expensive player in the world for eight years.](https://commons.wikimedia.org/wiki/Special:FilePath/Zidane Zizu.jpg?width=200 "[[Zinedine Zidane]] was the most expensive player in the world for eight years.")
Определение
Википедия
Electronic funds transfer (EFT) is the electronic transfer of money from one bank account to another, either within a single financial institution or across multiple institutions, via computer-based systems, without the direct intervention of bank staff.
According to the United States Electronic Fund Transfer Act of 1978 it is "a funds transfer initiated through an electronic terminal, telephone, computer (including on-line banking) or magnetic tape for the purpose of ordering, instructing, or authorizing a financial institution to debit or credit a consumer's account".
EFT transactions are known by a number of names across countries and different payment systems. For example, in the United States, they may be referred to as "electronic checks" or "e-checks". In the United Kingdom, the term "BACS Payment", "bank transfer" and "bank payment" are used, in Canada, "e-transfer" is used, while in several other European countries "giro transfer" is the common term.
